Figure’s nationwide Piggyback HELOC launch reflects the company’s commitment to expanding access to home equity solutions in a period of active monetary policy adjustments. This product addresses two key market needs: it enables homebuyers to avoid high jumbo rates and mortgage insurance costs while giving homeowners, particularly those with recent mortgages, a practical refinancing option. By embedding this product in a broad partner network, Figure continues to drive financial technology innovation, enhancing consumer choice and efficiency within the home financing landscape. This strategic move is timely, aiming to help buyers and homeowners leverage flexible financing options aligned with current economic conditions.